Associate Director, CIDT - #1705907

Job title: 134584 Associate Director, Corporate and Institutional Debt team

Location: London, Birmingham, Edinburgh, Leeds or Manchester

Hours: Full time

Working Pattern: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at our above offices.

About this opportunity:

Are you ready to be part of a hardworking, collaborative, and diverse team?

Our Corporate and Institutional Debt team (CIDT) is at the forefront of exciting and high-profile transactions, responsible for the origination and execution of loan facilities for our Corporate and Institutional Banking (CIB) clients. You'll work on a wide range of debt financings, from refinancing to M&A, with a focus on Institutional Clients in the Insurance and Asset Manager sectors.

What you'll be doing:

• Support Directors and Sector RDs: Deliver the CIDT business plan and chip in to the successful origination and execution of transactions.
• Supervise Performance: Be responsible for the performance of completed deals and handle internal and external customers.
• Form Relationships: Maintain relationships with local partners (Coverage, Credit, Product Partners, and Lending Execution).
• External Profile: Build and maintain an external profile with professional advisors (Lawyers, Corporate Finance, and Diligence providers).
• See Opportunities: Identify debt opportunities for relationships/prospects with Relationship Directors and Business Development, and lead relationship/pitch presentations and deal execution.
• Maintain Standards: Ensure high quality standards in credit assessment, financial modelling, and management information, while coordinating associates and supporting their development.

Why Lloyds Banking Group:

Like the modern Britain we serve, we're evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We're growing with purpose. Join us on our journey and you will too!

What you'll need:

• Client Experience: At least 18 months of experience in Corporate and Institutional Banking (CIB) is required.
• Credit & Financial Analysis: Confirmed experience in complex credit assessment and strong report writing skills.
• Curiosity about Corporate Finance: A genuine passion for corporate finance is crucial.
• Market Knowledge: Awareness and understanding of the market environment in which Corporate Coverage operates.
• Financial Modelling: Ability to interpret client financial information, identify key issues, and implement appropriate deal structures and controls. Ensure accurate financial modelling and appropriate sensitivity analysis. Completion of various modules from the GCRED syllabus and a good understanding of financial statements is expected.
• Loan Documentation: Familiarity with loan documentation processes.

About working for us:

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We're committed to creating a consciously inclusive workplace where our colleagues can be themselves, thrive and perform at their best.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include long-term health and neurodivergent conditions) where it is reasonable to do so. This could include flexibility with regards to office attendance, location, and working pattern.

We're proud to be a Disability Confident Leader. If you have a disability, you can also apply via our Disability Confident Scheme (DCS). Through the DCS, we guarantee to interview a fair and proportionate number of applicants with a disability, whose application meets the minimum criteria for the advertised job role.

We also provide reasonable adjustments throughout the recruitment process to reduce or remove barriers for applicants with a disability, long-term health condition or neurodivergent condition. If you'd like an adjustment to the recruitment process just let us know!

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares!
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

If you're excited by the thought of becoming part of our team, get in touch.

We'd love to hear from you!