FX Forwards Risk Analyst - 3S Money - #2084302

Hybrid working: up to 2 working days per week

We are looking for a Risk Analyst who can operate at the intersection of counterparty credit risk, liquidity risk and market risk, ensuring that exposures are measured and controlled. Your role will be to help us create a risk infrastructure to allow our clients to use FX forwards to lock in a rate for a contract that they need to deliver at a later date.

Our mission

3S Money is reinventing international business banking. Founded in 2018, our mission is to help growing businesses send, receive and exchange money in over 190 countries. With offices in seven countries and over 200 employees, you’ll be joining a high-energy, high-impact team that’s achieved profitability and has a wealth of opportunity ahead.

Our culture

At 3S Money, we believe in caring personally, staying curious and making an impact through collaboration not competition. Our culture is genuinely transparent with minimal hierarchy and a commitment to each employee’s professional growth.

What you’ll be doing

1. Helping to develop and maintain internal credit rating models.
2. Assessing counterparty creditworthiness for corporates and SMEs
3. Conducting financial statement analysis and risk scoring.
4. Setting and reviewing counterparty credit limits.
5. Recommending collateral thresholds and margin requirements.
6. Monitor and measuring exposure on FX forward portfolios (current exposure, PFE, EAD).
7. Checking volatility due to FX rate movements by mark-to-market (MTM) valuation of forward positions
8. Limiting breach review and management
9. Producing daily and monthly exposure reports.
10. Escalating and managing concentration risks.
11. Ensuring compliance with regulatory frameworks
12. Developing dashboards for exposure tracking and early warning indicators

About you, you have

1. A minimum of 5 years in credit risk, counterparty risk and/ or market risk; with recognised qualifications in risk management
2. Experience with FX Forward or Swaps products with a strong understanding of FX Forwards and counterparty exposure metrics (PFE, EAD, EL, etc)
3. Effective communication with trading, treasury, product teams and Risk teams
4. Experience with risk systems
5. Fully Excel & Microsoft Office proficient
6. Strong analytical skills including the ability to interpret financial statements.
7. Ability to operate in a fast-scaling fintech environment.

In return for your hard work:

Competitive Salary + plus stock options (after 12 months) & benefits

Hybrid working setup in our wonderful city-centre office

We foster non-BAU projects in our team, we want you to explore new avenues and expand your expertise to benefit your professional pathway & our teams.

? And much, much more….

Our commitment to you

We are an equal opportunities employer.

We make recruiting decisions based on your experience, skills and personality. Our passion and focus will always be to work with the best people. We’re creating services for everyone, so it’s imperative we work with everyone. Our diverse team has been the foundations to our success in building more efficient products, making better decisions and establishing an all-inclusive place to work. Applicants of all backgrounds are hugely encouraged to apply and discover the 3S way.

Our recruitment practices

While all of our interviews will be with employees over Teams, we do use AI in our process and record our interviews to continually improve our practices.