Senior Underwriter - Bridging Finance - #2109114

We're partnering with a growing specialist property finance lender in North West London with a strong reputation for delivering fast, commercially sound lending decisions and exceptional service.

As the business continues to grow, they're looking to appoint an experienced Senior Underwriter with proven bridging finance expertise and experience mentoring junior underwriters. This is an excellent opportunity to play a key role in lending decisions while helping to develop the underwriting team.

The Role:

You'll take ownership of bridging finance applications from enquiry through to completion, assessing risk and making commercially sound lending decisions. Working closely with brokers, borrowers, solicitors and valuers, you'll ensure cases progress efficiently while maintaining excellent service and high underwriting standards.

Alongside managing your own pipeline, you'll mentor and support junior underwriters, sharing your technical expertise and helping to develop the team's capability.

Key Responsibilities:

• Underwrite bridging loan applications from enquiry through to completion
• Assess credit risk, applicant financials, property security and loan viability
• Review valuations, legal documentation, Land Registry information and supporting due diligence
• Present lending recommendations to Credit and Investment Committees
• Build strong relationships with brokers, borrowers, solicitors, valuers and other stakeholders
• Mentor, coach and develop junior underwriters, providing day-to-day technical guidance
• Contribute to continuous improvements across underwriting processes and service delivery

About you:

• Proven experience underwriting bridging finance cases within a specialist property finance lender
• Strong knowledge of real estate lending, credit risk and underwriting principles
• Experience reviewing property valuations, legal documentation and Land Registry information
• Excellent analytical, commercial and decision-making skills
• Strong communication and stakeholder management abilities
• Previous experience mentoring, coaching, training or managing junior underwriters or underwriting team members. This is an essential requirement for the role.
• A proactive, organised and collaborative approach

What's on Offer:

• Competitive salary of £60,000–£70,000 DOE
• Genuine career progression within a growing specialist property finance lender
• Opportunity to shape underwriting standards while supporting the development of junior colleagues
• A collaborative environment where your expertise and contribution will be recognised

If you're an experienced Senior Underwriter with a strong background in bridging finance and a passion for developing others, we'd love to hear from you. Apply today for a confidential discussion.

Should you have any further questions, contact Danielle Lessell at Collins Property Recruitment. If this role is not for you, but you would like to refer a friend or colleague to us, we'll happily give you £300 worth of vouchers if we successfully place them!