Credit Operations Analyst - #2113266
Harnham - Data & Analytics Recruitment
Date: 11 hours ago
City: London
Salary:
£50,000
-
£70,000
/ year
Contract type: Full time
Work schedule: Full day
Credit Operations Analyst
London
London
£50,000 to £70,000
This is an opportunity to join a growing, data-led financial services business where you will directly influence how credit decisions are made at scale. The role offers strong exposure across credit, data, and product, with a clear focus on automation and impact.
The Company
They are a fast-growing, technology-driven financial services organisation focused on improving how consumers manage their finances. The business takes a data-first approach, using modern tools and customer insights to inform decision-making. With continued growth and investment in their data capabilities, they are building out a high-performing analytics and credit function.
They are a fast-growing, technology-driven financial services organisation focused on improving how consumers manage their finances. The business takes a data-first approach, using modern tools and customer insights to inform decision-making. With continued growth and investment in their data capabilities, they are building out a high-performing analytics and credit function.
The Role
You will work at the intersection of credit risk, data, and decisioning, helping to improve and automate lending processes.
You will work at the intersection of credit risk, data, and decisioning, helping to improve and automate lending processes.
- Develop and enhance automated credit decisioning and underwriting logic
- Analyse lending performance and identify opportunities to improve accuracy and efficiency
- Collaborate with product, engineering, and credit teams to reduce manual processes
- Use customer and transactional data to inform lending decisions
- Support improvements in affordability assessment and decision frameworks
- Contribute to building a scalable, data-driven credit operation
Your Skills & Experience
- Strong commercial experience in credit risk within a lending environment
- Experience working on underwriting, decisioning, or credit policy using data
- Strong SQL skills for data analysis and manipulation
- Ability to translate data insights into practical lending decisions
- Solid understanding of how credit decisions are made
- Exposure to affordability assessment or open banking data is beneficial
What They Offer
- Salary between £50,000 and £70,000
- Share options
- Private medical insurance
- Statutory pension
- Opportunity to join a growing business with strong career development potential
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