EMEA Credit & Operational Risk Technology Engineering & Delivery Lead - D - SMBC - #2159020

SMBC: A trusted partner for the long term

Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn't perfectly align with the job description. Whilst we'll always strive to be better, we're proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.

Who we are

United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Purpose of the Role

Lead the design, engineering, delivery and ownership of EMEA Risk Management Technology capabilities, with an initial focus on Credit Risk, Operational Risk and other Non-Financial Risk types. Translate Risk Management requirements into modern, secure and scalable technology and data solutions, delivered in accordance with relevant regulations, internal policies, DevSecOps standards and Agile principles.

The anticipated salary range for this role is £108,000 - £162,000 with the final offer determined based on the candidate's skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.

Background and Organizational Context

This is a senior Technology Management and Engineering Leadership position within the EMEA Risk Management Technology team, part of the wider Cross-Product Platforms IT function under the EMEA CIO.
The role requires a mature Risk Technology professional with an understanding of corporate and investment banking products, processes and risk management disciplines, together with a hands-on track record of designing and implementing modern technology and data solutions.
The role works collaboratively with EMEA Risk Management, Credit, Front Office, Data Management, Technology teams and third-party vendors, while playing an active leadership role within the EMEA Cross-Product Platforms Technology organisation.

Scale and Scope

EMEA entities and branches.
Credit Risk, Operational Risk and other Non-Financial Risk types.
Market Risk, Liquidity Risk and Counterparty Credit Risk capabilities.
EMEA Risk Management, Credit, Front Office, Data Management, Technology teams and third-party vendors.
Business Analysts, Data Analysts, Technical Analysts, Developers and other Technology professionals.
Technology products, platforms, applications and services supporting Credit Risk, Operational Risk and other Non-Financial Risk types.
The full delivery and operational lifecycle.

Key Accountabilities and Responsibilities

Risk Technology Leadership & Stakeholder Partnership
- Act as the principal conduit between Risk Management and Technology teams, translating business and risk requirements into clear technology outcomes.
- Build strong partnerships with Risk Management, Credit, Front Office, Data Management and other stakeholders across EMEA.
- Provide active leadership within the EMEA Cross-Product Platforms Technology team and represent the Risk Management domain in relevant forums.
Product, Platform & Service Ownership
- Own the technology products, platforms, applications and services supporting Credit Risk, Operational Risk and other Non-Financial Risk types.
- Set priorities and roadmaps for the Risk Technology estate, balancing business outcomes, regulatory obligations, resilience, supportability and strategic alignment.
- Ensure clear accountability for service performance, production support, change delivery and lifecycle management.
Architecture, Engineering & Delivery
- Lead the design, build, testing, implementation and production support of in-house Risk Technology platforms and applications.
- Oversee implementation and integration of vendor solutions into the SMBC technology environment.
- Ensure solutions comply with internal architecture, security, infrastructure, data, risk and control standards.
- Promote modern engineering practices, including DevSecOps, Agile delivery, automation, maintainability and secure-by-design implementation.
- Provide hands-on technical leadership and challenge solution designs, delivery approaches and engineering decisions where required.
People & Capability Leadership
- Provide line and matrix management for Business Analysts, Data Analysts, Technical Analysts, Developers and other Technology professionals.
- Build, recruit, coach and retain strong technologists with the skills required to deliver and support the Risk Technology roadmap.
- Create a culture of ownership, collaboration, high standards, continuous learning and delivery accountability.
- Ensure appropriate capacity, skills, succession planning and knowledge transfer across internal and external teams.
Cross-Risk Collaboration
- Collaborate with teams delivering Market Risk, Liquidity Risk and Counterparty Credit Risk capabilities across EMEA entities and branches.
- Promote consistency, reuse and strategic alignment across Risk Technology platforms, data solutions and integration patterns.
- Contribute the EMEA Risk Management domain perspective to regional and global IT and Data strategy.
Vendor, Governance & Control Management
- Manage relationships with third-party vendors and internal SMBC Technology teams to deliver architecture, engineering and integration outcomes.
- Ensure delivery adheres to relevant regulations and SMBC policies, standards and controls.
- Maintain effective oversight of delivery risks, issues, dependencies, supplier commitments and production readiness.
- Support governance, audit, control assurance and senior stakeholder reporting for the Risk Technology portfolio.

Knowledge, Skills and Experience

Essential
- Extensive experience (15+ years) leading technology and engineering delivery within banking or fi