Credit Strategy Analyst - #2171876
Harnham - Data & Analytics Recruitment
CREDIT STRATEGY ANALYST
London (Hybrid, 3 days in office) | £40,000 - £80,000
Are you looking to join a high-growth fintech where you can shape lending decisions at scale? This is an opportunity to work in a profitable, data-driven business that is expanding across multiple international markets, offering strong progression opportunities for analysts with credit strategy experience.
The Company
They are an established international business with a strong analytical culture and a focus on data-led decision making. The organisation offers the opportunity to work on high-impact projects, collaborate with a range of stakeholders, and contribute to the development of risk strategies across multiple markets.
The Role
Key responsibilities include:
- Developing and enhancing acquisition and underwriting strategies
- Monitoring portfolio performance and identifying opportunities to improve credit outcomes
- Using SQL and analytical techniques to drive strategy decisions
- Supporting approval, limit management, pricing, and exposure management initiatives
- Working closely with risk, analytics, product, and commercial teams to improve lending performance
- Analysing customer and portfolio data to recommend strategy changes
- Contributing to the development of automated credit decisioning processes
Your Skills & Experience
- Experience within Credit Strategy, Credit Risk, or Lending Analytics
- Experience working on acquisition, underwriting, approval, limit management, exposure management, or pricing strategies
- Strong SQL skills
- Experience using data to influence lending and commercial decisions
- Python and Tableau experience would be advantageous
- SME lending experience is beneficial but not essential
What They Offer
- Salary between £40,000 and £80,000 depending on experience and level
- Opportunities at Analyst, Senior Analyst, and Lead Analyst level
- Hybrid working with three days per week in the office
- Exposure to international lending portfolios
- Clear progression within a growing and profitable organisation
- The opportunity to influence key lending strategy decisions in a high-performing business
How to Apply
If you have strong credit strategy experience and advanced SQL skills, apply today to learn more about this opportunity.
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