Graduate / Trainee AML & KYC Officer - #2180213

Employment Type: Full-Time, Permanent

Salary: £32,000–£36,000 per annum + Performance Bonus

Working Pattern: Monday–Friday | Hybrid Opportunities Available

Are you a recent graduate looking to launch an exciting career in financial crime prevention, compliance and commercial finance?

We are seeking ambitious and analytical individuals to join a growing commercial finance consultancy as Graduate / Trainee AML & KYC Officers.

This opportunity offers practical exposure to anti-money laundering (AML), Know Your Customer (KYC), financial crime investigations and business compliance.

Working alongside experienced professionals, you will help assess business clients, investigate financial information, identify potential risks and support commercial finance transactions.

Previous AML/KYC employment experience is not essential. We are looking for graduates with strong analytical skills, attention to detail and a genuine interest in financial crime prevention.

As a Graduate / Trainee AML & KYC Officer, you will support client due diligence, compliance reviews and financial crime prevention activities.

Your responsibilities will include:

• Conducting initial KYC and Know Your Business (KYB) checks on commercial clients.
• Reviewing company registration details, ownership structures and beneficial ownership information.
• Assisting with Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD).
• Screening clients against sanctions, politically exposed persons (PEP) and adverse media databases.
• Reviewing identification documents, financial records and company information.
• Identifying discrepancies, unusual activity and potential financial crime indicators.
• Supporting client risk assessments and preparing findings for senior compliance officers.
• Investigating inconsistencies in company ownership and financial documentation.
• Assisting with source of funds and source of wealth enquiries.
• Escalating suspicious activity through established internal procedures.
• Maintaining accurate compliance records and client documentation.
• Supporting ongoing monitoring, periodic reviews and internal audits.
• Liaising with finance teams to resolve outstanding compliance requirements.
• Keeping informed about UK AML regulations and financial crime developments.

As your experience develops, you will gain exposure to more complex investigations, higher-risk clients and specialist compliance responsibilities.

We welcome graduates with strong analytical abilities, professional judgement and an interest in financial services.

Suitable degree backgrounds include:

Finance | Accounting | Economics | Business Management | Law | Criminology | Banking | Financial Services

• A bachelor's degree in a relevant discipline.
• Strong analytical, numerical and investigative skills.
• Basic understanding of financial services and financial crime risks.
• Excellent attention to detail and accuracy.
• Introduction to Compliance and Anti-Money Laundering certification
• Strong written and verbal communication skills.
• Ability to identify inconsistencies and present findings clearly.
• Good organisational and time-management skills.
• Professional approach to confidentiality and sensitive information.
• Confidence using Microsoft Office and digital research tools.
• Willingness to develop specialist compliance knowledge.
• Genuine interest in AML, KYC and financial crime prevention.

Previous internships or experience within banking, compliance, accountancy or financial services would be advantageous but are not essential.

We believe talented graduates should be rewarded for their contribution while receiving opportunities for professional growth.

Benefits include:

• £32,000–£36,000 starting salary, dependent on qualifications and experience.
• Annual performance bonus of up to 10% of basic salary, subject to performance.
• Additional quarterly performance incentives.
• Recognition awards for outstanding accuracy and professional contribution.
• Structured onboarding and specialist AML/KYC training.
• Mentorship from experienced compliance professionals.
• Exposure to commercial finance cases and financial crime investigations.
• Opportunities to develop specialist compliance expertise.
• Clear career progression into senior compliance and management positions.
• Hybrid working opportunities following successful onboarding.
• Company pension.
• Generous annual leave allowance.
• Regular salary and performance reviews.

This position offers a strong foundation for a long-term career in financial crime prevention and regulatory compliance.

As your experience develops, you will have opportunities to undertake more complex investigations, enhanced due diligence and compliance monitoring responsibilities.

Typical career pathway:

Graduate AML & KYC Officer AML/KYC Officer Senior AML/KYC Analyst Financial Crime Compliance Manager Head of Compliance

Progression depends on individual performance, professional competence and business requirements.

You will receive ongoing guidance in UK financial crime prevention, commercial finance compliance and due diligence procedures.

Training will cover relevant aspects of the Money Laundering Regulations 2017, Proceeds of Crime Act 2002, sanctions compliance and industry standards.

Complex investigations and reporting decisions will be escalated to senior personnel.

Ready to turn your analytical skills into a rewarding career in financial crime prevention?

If you enjoy investigating information, solving problems and understanding how businesses operate, this opportunity offers an exciting introduction to AML, KYC and commercial finance.

Join a professional environment where strong performance is recognised, professional development is encouraged and ambitious graduates have opportunities to progress.